General API for accessing bank transactions?

Question

I currently track expenses monthly by downloading credit card/checking account statements as CSVs and importing into excel. It's a bit annoying as I have to 1. wait for statements to post so I can't track the current month and 2. statements don't line up exactly with calendar months.I'm looking for a general way to access transactions across all my banks, but the ones I've found all have some issues.- Plaid: seems oriented more for businesses and isn't very friendly for personal use. They do have a personal use version but it doesn't support certain banks (e.g. Chase)- Teller.io: unfortunately doesn't support one of my accounts (Bilt)- Fintable.io: syncs transactions to airtable/google sheets which maybe could work, but doesn't have a simple API.Am I missing any alternatives? Plaid supports all the institutions I want but getting setup as a non-business seems to require too many steps. Maybe any consumer-facing wrappers around Plaid's API?

phoenixy1 · Accepted Answer

Plaid does support personal use (including personal use access for Chase). I'd actually be interested in seeing where you saw that it doesn't support Chase for personal access so I can make sure our messaging is clear and consistent on that front!It's true that the current onboarding flow is not designed for personal use cases; we're currently in the middle of revamping it to make it less onerous for non-business users. In the meantime, I recommend you just fill out the questionnaire as well as you can. We know that some of the questions don't really make sense in a personal use context -- just try to answer them to the best of your ability and you should be fine.