HACKER Q&A
📣 vednig

What's your preferred digital payment method?


i'm interested to know more about the international payment system but most of the data online is looking more and more biased so I'm here to do recon

i'd love to know what's your preferred payment method for digital payments and why, any story you share would be great too

ps: please start with your country like

"US: ", it'll help me categorise better

thank u, in advance

  👤 stop50 Accepted Answer ✓
SEPA

- costs next to nothing - i have an standartised api for end users via FINTS and businesses via EBICS

👤 JohnFen
US: I use whatever method the party I'm paying is requiring, unless it's cryptocurrency. I don't do cryptocurrency.
👤 toomuchtodo
TransferWise
👤 eastbayjake
It's such a broad question... are you a consumer or a merchant? Are you doing a card-present payment (eg swiping at a store POS) or a card-not-present payment (eg entering your credit card number on an ecommerce site)? Are you buying/selling a high-risk item? How much do you care about privacy? How much do you care about rewards (if you're a consumer) or processing fees (if you're a merchant)?
👤 eevmanu
..: Instant QR-based Account-to-Account (A2A) Payment System