Voice ID adoption at financial institutions

Question

Given the inevitability of easy voice cloning[1], it seems irresponsible to be using voice as a positive authentication signal.Unfortunately, major US financial institutions seem to be ramping up adoption of this technology[2].Am I missing something?[1] https://github.com/myshell-ai/OpenVoice[2] https://www.schwab.com/voice-id[3] https://www.fidelity.com/security/fidelity-myvoice/overview

nimzoLarsen · Accepted Answer

TD bank uses your voice as an authentication test. When calling in, if you pass the voice test you don't need to answer further security questions.

daemon_9009 · Answer

voice ID adoption won't work anyways, its not a secure way. consider a person has throat infection, his voice will obviously be deep due to the infection. if we spare that as well, openAI has launched a voice clone AI. Those who are using it now will eventually change it.

caprock · Answer

My voice is my passport, verify me