HACKER Q&A
📣 chirau

How are you investing your money and how diverse is your portfolio?


How are you allocating your money towards different investments? I am guessing many qualify to be accredited investors, what does your portfolio look like?


  👤 dxs Accepted Answer ✓
The advice that I follow is to take a statistical approach: Invest in everything. Let the losers wink out on their own while receiving the benefits of the winners.

Short version: Invest in (1) Total U.S. stock market index, (2) Total world stock market index, excluding the U.S., (3) Total U.S. bond market index. The principles are (1) Asset allocation, (2) Diversification, (3) Rebalancing.

For a lot more info, see (1) "Bogleheads Investing Advice and Info" https://www.bogleheads.org/ and (2) "Bogleheads Wiki" https://www.bogleheads.org/wiki/Main_Page


👤 edent
How are you playing poker in Vegas? I am guess many here quality for the high stakes table, what does your playing style look like?

Here's the thing - you are not going to be be better than the professionals. Whether it's picking stocks or playing poker, you will lose on average.

That doesn't mean "the only winning move is not to play". It means that you need to play a different game. As per Tim Hale's advice - pick a robo-balanced portfolio and don't worry about trying to beat the system.


👤 h2odragon
Our family invests in primarily in food, and shelter. Lately we've been increasing the proportion used for heating fuel at the expense of the rest of the portfolio.

At small scales, chickens are an incredibly good investment. ~6 months of minor, enjoyable effort gives back years of eggs available for collecting. At larger scales they're probably not so attractive.