HACKER Q&A
📣 fuckgoogleplay

Looking for an Alternative to Stripe


Hi.

We're using Stripe and we got hit by a bunch of friendly fraud where we see an easy solution how to prevent this from happening - blocking a specific bank. But Stripe does not give you the BIN of the cards, and will not allow you to block by card issuer name.

BIN databases cost like $2.500 per year and I'm not sure how accurate they are. Why on Earth Stripe wouldn't let us see the BINs/block by issuer names is beyond me.

So I'm looking for an alternative that:

1) Supports 3DS

2) Lets you block by issuer name

3) Shows you the BIN (not really needed if #2 is available, but nice to have an shows that the processor cares about the merchant)

Is there a good option? Thanks

  👤 william-evans Accepted Answer ✓
We use Checkout.com and find them really helpful.

Their Risk system allows you to block by BIN, which we do, and they provide you full details of the payment details associated with each authorisation.

👤 RetiredRichard
Last time I worked with Carts, I remember Braintree being good about this

https://developer.paypal.com/braintree/articles/control-pane...

👤 thedangler
What country are you in? I can help you get an account that works in Canada,USA, and some other countries.
👤 gomezjdaniel
Why don't you check the BIN yourself before sending the request to Stripe?

I can assist you with that: danielgomjur/at/gmail/dot/com

👤 edwinwee
You can block by issuer / BIN with Stripe Radar: https://stripe.com/docs/radar/lists#default-lists.

You can also request to receive BIN per transaction if you write into support (https://support.stripe.com/contact/login). This isn't allowed by default because Stripe needs to make sure the setup and use case is secure to ensure PCI compliance.

👤 eihsan94
Can I know did you find any solution from this?
👤 1B05H1N
Adyen

https://www.adyen.com/pricing

👤 JohnNV
Paddle