You need a microphone that is closer to your mouth than the fan.
To prevent microphone feedback, you'll probably also need headphones.
Many people use headsets with microphones for exactly these reasons. There are plenty of great bluetooth and wired options out there.
How long's it been happening?
What apps are running?
Have you blown it out recently?
How is it positioned?
[1] https://www.howtogeek.com/771767/how-to-enable-low-power-mod...