HACKER Q&A
📣 caydenm

Why doesn't Stripe allow you to get BIN numbers?


BIN numbers (first 6 digits of a credit card number) are used for everything from fraud prevention to showing a user which bank their payment card was from.

Seemingly all other payment processors give BIN information as part of their webhooks and APIs, but Stripe does not.

Is there a reason for this? Different interpretation of PCI compliance?

  👤 smca Accepted Answer ✓
It's still best practice to minimize the amount of card data shared. You can accomplish most of what you're looking to do using a combination of `card.brand`, `card.last4`, and expiry dates. "Visa ending in 4242, expires 09/24."

You can also write much more robust rules using Radar: https://stripe.com/docs/radar/rules. Something like: `Review if :is_disposable_email: and :card_funding: = 'prepaid'`