Curious to hear if it's a real concern or if I should not worry.
My new drive is a 1TB Samsung 980 Pro which has a write endurance of 600TBW so if I wrote 1.5TB a day it would last just over a year. I don't know how much endurance the drive in a Mac Mini has but I can't imagine it is any better than that. I would not want to write so much per day to the systems internal drive if it is not easily and cheaply replacable.
If you mean ssds in general? I've never had a single one fail on me. My nas is all solid state with 4 sata ssds and 4 nvme m.2 drives as a big ol btrfs jbod and it's reliable as heck.
My desktop has been solid state only. Nvme only for a couple years now.
The only drives I've ever had fail were Western digital red NAS drives. I got 8tb of broken disks because rotating rust is horrible.