Any tips for insuring startup funds beyond 250k in US?

https://www.nerdwallet.com/article/banking/how-to-insure-you...

The article above discusses few options. Wanted to know in general what startup community does in silicon valley?

You don't need to because now there is no limit. Bailouts for everyone!

You want to get devastated ?

its finance is ruining and could be long, wait and watch a bit more carefully