I don’t really want to take the risk on buying these myself nor do I really have the cash to invest if I wanted to. Didn’t know if there was any other option to let someone else front the cash take the risk even if it meant giving up a large chuck of the possible reward.
Because I wouldn't want to link directly to a provider, it's best you google "borrow to exercise options"
There are a lot of articles there discussing the pros and cons, including pointing to providers that provide loans with limited recourse should the stock become worth less than what you exercised with in a liquidity event. (Be sure to read all the Ts+Cs).
Of course, anyone fronting the risk here will take a big part of the upside should your options eventually become good, they have to both cover their costs on your transaction, make a profit, and cover the costs on all the loans they'll provide for stock that will become worthless.
But how can the company estimate the current value at $10 when their FMV is $2?