How do you collect payment as Startup from Stripe none support country?

Question

I wanted to use Stripe to collect payment. But I'm a founder from Stripe's none support countries.I see there is an option Stripe Atlas. I'm a little hesitate about this option. I totally understand the cost, set up fee and yearly fee. But is there any other hidden fee after this? Like taxes? ...I did research and saw a few posts tell that, it costed them about 10k/year (When using Stripe + Stripe Atlas) with many hidden fees.I asked a lot of people around me, they avoided answering this and I don't know why. I even contacted Stripe's support, and they redirected my to a lawyer site with no clear answer. I'm so frustrated.I have a dumb question.How do you collect payment if you're in my situation?Paypal seems a better option for this.

flothebre · Accepted Answer

There are a couple of alternative that I used before Stripe was allowed in my country:
- Flurly, they take 1% on top of Stripe fees but provide super easy payment setup + dashboard, fraud management. You can be paid by direct transfer or PayPal
- Paddle, never tried but has really good reputation
- Gumroad, kinda same as flurly with higher fees and custom payment pages.
You should consider alternatives before open a US company IMHO (except if you have others reasons to do so) Gumroad (not really appro

carlosleyva · Answer

You can also use Wise as an alternative.For a certain fee they'd give the option of having a "local bank account" in that country so customers can do deposits there. Then you can withdraw to your main account elsewhere.

ReadTheLicense · Answer

Is there not a local payment gateway company where you're headquartered? If not, then a bank should be able to help you with accepting cards, they might even have their own online payment gateway with a simple enough API, or they'll point you to their online payments partner.

mikhael28 · Answer

&hellip; Bitcoin?Well, only if the transactions are substantial - otherwise you are getting bones by transaction fees.You can run your own Lightning node - check out https://stacker.news for an example of proof of concept.

alexmingoia · Answer

I&rsquo;ve used PayPal to accept payments in non-Stripe countries. Even for Stripe-supported countries PayPal is probably an easier checkout experience because most customers just have to login to PayPal rather than getting their card or bank info out.

ev1 · Answer

I think phrase you are looking for is "merchant of record"

illegalmemory · Answer

Please check paddle, another decent option for solo founders.

How do you collect payment as Startup from Stripe none support country?

You can also use Wise as an alternative.
For a certain fee they'd give the option of having a "local bank account" in that country so customers can do deposits there. Then you can withdraw to your main account elsewhere.

Is there not a local payment gateway company where you're headquartered? If not, then a bank should be able to help you with accepting cards, they might even have their own online payment gateway with a simple enough API, or they'll point you to their online payments partner.

… Bitcoin?
Well, only if the transactions are substantial - otherwise you are getting bones by transaction fees.
You can run your own Lightning node - check out https://stacker.news for an example of proof of concept.

I’ve used PayPal to accept payments in non-Stripe countries. Even for Stripe-supported countries PayPal is probably an easier checkout experience because most customers just have to login to PayPal rather than getting their card or bank info out.

I think phrase you are looking for is "merchant of record"

Please check paddle, another decent option for solo founders.