What should everyone have but most people don’t?
Examples:
https://www.homedepot.com/p/First-Alert-Tundra-Fire-Extingui... ($13)
https://www.firstalertstore.com/store/products/First-Alert-R... (larger and rechargeable, $37)
Smoke detectors are nearly universal these days, but CO detectors aren't as common.
And the water must be purified (with 10 drops of chlorine). You can test the water condition yourself, if the inside of the tank feel slimy, there is something growing.