HACKER Q&A
📣 hakmad

How to switch away from Android while keeping banking utilities?


I'd like to remove Google from my life as much as possible and the final step is to install an alternative OS onto my phone (either LineageOS or GrapheneOS). I've seen many suggestions to switch communication apps such as WhatsApp out for Signal, however I've not seen much discussion around banking apps. Many banks tend to have their own proprietary apps, with many important (verifying transactions/login attempts, acting as "security keys") and convenient (viewing transaction history quickly) features. I know some banks offer physical "security keys" which can replace the app but this does not apply to every bank, with some only offering their core services through the app and a stripped back version on web/desktop.

Have you experienced anything similar? What have you done to get around this? If I can't find an alternative method to access these utilities I'll probably just bite the bullet and keep Google around for a little while longer (or until I can switch to a bank that offers a web-only experience - tangentially, are their any banks like this?).

Thank you for your time!


  👤 goodusername Accepted Answer ✓
This will be very dependent on the specific apps you need, but I have done almost the exact same process with some success. I switched to CalyxOS which has microG to "replace" Google Play Services. For banking, goverment ID, payment apps etc., this mostly seems to work. I use Aurora store to install and update the apps that are only in playstore, which sadly is still a lot of them. I Use f-droid as much as possible. The odd app that doesn't work, can sometimes be replaced by using the website of the service instead, even though the experience is likely worse.

Some banks or government services allows you to buy a physical token to generate TOTP, and that comes in handy if the app doesn't work.


👤 EdwardDiego
Can't you use their web apps instead?