Insurance company gave me the option to write off at 50% value or repair it, I decided to repair it and over the next year the entire front suspension of the truck disintegrated due to the chemicals the fire department used to extinguish the fire.
After 2 years I was forced to face the reality that I could no longer continue to run my business at a loss and laid off my helper, parked the truck, found a job and paid off the debt I had accumulated.
All in all it was a costly experience that gave me a greater appreciation for business owners that hire people as the only person who made money was my helper.