- Buy dental floss if you don't have any already. Your gums will thank you, and you'll be significantly less likely to have bone loss and have teeth loosen up or fall out.
- Buy an apple or two at the grocery store. Start eating more fruit. The fiber will keep you full longer. You'll see the pounds drop on the scale.
- For $8 a month, you can purchase many mass paperback books or ebooks. Find topics or genres that interest you. You're probably more likely to enjoy the book than win a significant lottery (maybe unless you absolutely hate reading).
- Set the $8 a month aside for your child's education or needs.
- For $96/year, you can probably buy a warm pullover or jacket. About 7 years ago, I paid maybe $90 plus tax for a Patagonia jacket/fleece. I wore it yesterday when it was snowing outside.
- Uniqlo and other stores sell underwear and socks pretty cheap, and they actually last a long time. It's nice to have extra pairs, especially if you were busy and didn't do the laundry.