HACKER Q&A
📣 gathersight

What is the best way to pay users?


We want to establish a mechanism to send payments to our users, many of whom are non-technical professionals and few of whom will have a stripe, payoneer or even a paypal account. What are our other options, if there are any? Thank you!


  👤 GhettoComputers Accepted Answer ✓
There are no good micropayments, much of it is going to be eaten by fees, and paypal friends and family might work but they always are shady with banning accounts.

You can have cash gift cards codes for reaching a tier so you can send payments of $5 or $10 off the top of my head, but seeing a bunch of .03 cent transactions would just annoy me.


👤 Irongirl1
This one looks interesting...based on Hedera Hashgraph: https://dropp.cc

uses both $USD and Crypto.

Only potentially bad? thing I see is the use of a proprietary wallet. It would be so much better from a consumer standpoint if they would all agree to a few standard wallets merely for ease of use and not having to having 20 or 30 different ones.


👤 throwtowards321
I would consider a solution like Tipalti (https://tipalti.com/), depending on the scale of the problem.

It will handle the onboarding of payees and also the disbursement of payments globally along a variety of payment rails. It has an open API.

Probably the best solution if the economics make sense.

Edit: for context, this is the tech that Twitch, Roblox, etc. use to pay their users. For this purpose it is easily the best solution on the market.

Disclaimer: I work at Tipalti.


👤 pjc50
Bank transfer? Mail them a cheque?

Mind you, the tax implications of paying users may be considerable. I certainly know Amazon has to handle this for all its self-publishing authors; and even if you're not American you have to declare that annually to Amazon.com.


👤 mahesh_rm
Not a crypto bro, and not sure how crypto friendly your users could be. This being said, nano is built for this (https://nano.org/).

👤 sethjgore
not sure if they can do it but Mercury.com (online bank) allows for API access and wires that cost nothing. Might want to check out their APIs and see if you can do something like what you want to do abovee.

👤 wizwit999
Might be overdone for your usecase, but you can check out Stripe Treasury.

👤 kleer001
Maybe discount their monthly payments? If that's your customer model.

👤 quadcore
Gift cards or prepaid visa maybe