A subway has none of these disadvantages, with the advantage of serving ~1.5k people at once as opposed to ~15, and the ability to not conflict for surface space.
The toy "indoor" helicopters demonstrate this easily; they don't like to get near "things", or they like it too much.
even in rural areas "air ambulances" run from designated pickup points and win on being able to do straight line flights (debatable, there's arguments to be made they're not a "win" at all). they can't land just anywhere; and there's a surprising volume of space and maintenance need for a viable landing spot.