Ramp vs. Brex for Seed – Series A Startup

Question

Brex seems to have better cash back, while Ramp's expense management platform is more robust. Curious to hear everyones's thoughts on this matter specifically for a Seed - Series A startup.I'm thinking it could be more optimal to use Brex for now and switch to Ramp down the line when we have a bigger team and a dedicated finance person.

yawnxyz · Accepted Answer

We're a small startup and we use Brex, but just FYI a lot of the "cash back referrals" are fake &mdash; if you sign up using a referral, e.g. $400 cash back for spending X amount &mdash; Brex sometimes won't honor it. I guess they fall outside of the CFPB since "they're not a bank"? Kind of sketchy but you get what you pay for.Other than that it's been a pretty good service. I'm wary of putting more than a few thousand dollars into our Brex account though.