HACKER Q&A
📣 gowthamgts12

How do you deal with bus factor for solo projects?


Title says it all. I'm running a tiny small profitable business and I'm the only one working on it. None of my family is in tech right now. So if I got hit by a bus, the business will take a hit and will die soon.

How do you or will you handle this solo endeavour?


  👤 patio11 Accepted Answer ✓
I answered this question once and still like the answer: https://news.ycombinator.com/item?id=21908802

👤 smt88
Insurance. You should start with life insurance to take care of your family. You can also get insurance to cover your inability to work due to injury or anything else, and that policy would be purchased by the business entity instead of you personally.