What's stopping remote worker from becoming a freelancer?

There are _so many_ reasons it can suck to be a freelancer

- lots of time spent on marketing, network building, and sales. You don’t get paid for this time.

- you have no benefits that you don’t purchase yourself. In the US this means very expensive healthcare

- you are first to go when things get tight for your clients.

- nobody at the company cares about your growth or mental health under crushing workloads.

- PAYMENT RISK - ready to wait 30, 60, or 90 days to get paid, only to be get the runaround by some Rando in the clients accounts payable? And what can you do anyway if they can’t pay you?

- double taxation in the US as you must also pay employers taxes on yourself

The main upside is you can charge higher rates. So if you can handle cash flow issues, have light benefit needs, can ride instability in workloads, and like networking a ton - then it’s a great fit! But there’s a pretty specific group of people that thrive as a freelancer.

Stability, network, overhead (creating a company, filing accounts etc). However I've worked from home for nearly a decade and have a very relaxed company currently paying me to do an MSc (in work hours), so no need to move.

For me it's the financial resources. I am being underpaid for what I know, however I do appreciate I have a pretty comfy setup,considering the whole situation. I'd love to dive into freelancing but I'd need at least 6-12 month savings,as my family depends on me. That's pretty much the only reason.

if you are in a strong economy with plenty of jobs such as USA, UK and Germany - lazyness, otherwise the limiting factor is your ability to find contracts once your current one ends

Healthcare

A very large number of them will. We just have to wait for services that make setting up a business dead-easy.