What are the three most expensive tools/services that you use?

We live and cruise on a 12m sailboat.

Annually (last year): Boat maintenance/upgrades €2547, Food €2333, Marina fees (mostly in winter) €1335, Fuel €900, Cruising fees €664, Shorepower €350, Entertainment €240, theoldreader.com subscription €17.

Details vary a lot depending on where we are every year and what exactly breaks on the boat or gets upgraded. That year we anchored in Greece for the summer and spent winter in a Sicilian marina with a good discount.

most expensive: a tool used for regulating exposure to local environmental weather conditions & providing access to fresh water, multiple energy sources (usage billed separately), waste disposal, storage, some degree of sound isolation, privacy and physical security. very handy. costs around AUD 10k annual subscription. don't leave home without one!

Child care is thousands of dollars a month, everything else pales in comparison....

1: required health insurance: €120/month but I get 100 euro from the government so €20/month 2: a server at DigitalOcean: €5/month and domain names at TransIP €3.65/month 3: prepaid phone bill (€10 to €15)/year

In general I just don't like subscriptions. I prefer to pay only for things I use.

My employer provides a MSDN subscription and a seemingly complete set of Jetbrains products.

We're a very cloud-skeptic company making chips and associated software, so the rest of our stuff - Jira, Artifactory, Gerrit, Confluence etc - is all on-prem.

Obsidian publish and sync ($144/year), IntelliJ pack (£119/year), Dropbox (~£80/year)

Possibly another (£200/year) in misc stuff (sr.ht, newsblur, bitwarden, todoist, fastmail, etc)

EDIT: I'm only including "work-related" expenses and not things that are pretty common, ISP, utilities, etc. It is debatable if I should include pet insurance, since I WFH and my cats are essential for my work environment :)

Servers at DigitalOcean $2500 per month. Paypal: Our last transfer to our bank account cost $1000 because PayPal takes a currency conversion fee of 3% from USD to SEK (that's in addition to the transaction fee) Intercom.io: ~$200 for the support package. Using the messaging automation would be ~$3000 per month...

Apart from living, my digital expenses are:

1.) DigitalOcean Droplet with backup, 15CHF/month (hosts my cloud, several small containers)

2.) IDE (Intellij), 14 CHF/month

2.) Mindmapping tool (miro.com), 14CHF/month

3.) Webhosting (cyon.ch), 12CHF/month

4.) Budgeting (ynab.com), 6CHF/month

5.) Backup Storage (wasabi.com), 5 CHF/month

I have a flatrate pass for most of the German public transit [1]. The sticker price is 4000 € a year, but my employer pays for it (in lieu of a company car), so I only have to pay income taxes on it, which comes out to about 170 € a month for me. For that price, I can get on any train whenever I want any time I want (except for overnight trains where a reservation is required), and I also get free local transit in over 100 cities, including the one where I live.

Now, since my commute is rather short, I would certainly be cheaper off if I just had a subscription pass for my city's local transit and bought train tickets as needed, but it's such a vast quality-of-life improvement to be able to, for instance, decide on Friday to visit my parents for the weekend without any extra hidden costs.

(Caveat: All of this does not apply right now since I'm not entering any vehicles with other people until my vaccination has taken effect. But I'm still renewing my subscription because I already know the date when that happens.)

I know that that's only one thing, but the other similar-sized line items in my ledger are much more mundane (rent, utilities, insurance, and such).

[1] https://www.bahn.com/en/view/offers/bahncard/bahncard_100-co...

$8500+ a month for Google Map API, we opted for developing our own local places database now

My problem is I accumulate services over time, so I end up with services that are like a gym membership that’s used a few times then forgotten about. Then I notice on my credit card.

I’d say watch those credit card statements and your password manager for things you don’t need or, at least p, don’t need right now. It adds up to do such an inventory periodically.

Most expensive tool? My day job…

It’s really a tool for me to build wealth. I’m in golden handcuffs until I feel like I have full financial independence.

It’s expensive because it comes at the cost of my mental health, which in turn affects every other part of my life.

3. VPS at bahnhof.se 2. IntelliJ Ultimate 1. Cocaine

I am a generator repairer. The Most Expensive kit/tool I have bought so far is "Professional Locksmith Tools for Anti-theft Lock , HUK The Tenth Generation Repair Pick Tool" From Ali express : https://www.aliexpress.com/

But I am Providing Service of repairing generators in very cheap rate. Here : https://techntune.com/services/

I just finished filing my taxes in the USA. Let me tell you, the US government is my biggest annual subscription by cost.

Joking aside:

Jetbrains all product pack - $149/yr

Half decent home internet - $65/mo

Cell phone bill (with my wife's parents) - $140/mo

Zero! Monthly subscriptions are waste of money, and whole SaaS is IMHO wrong step in human evolution. I prefer to have my stuff for free or own stuff.

My free stack:

- Comms: Free "work" phone with unlimited everything, and free unlimited LTE/5G "work" modem.

- Music: Free Tidal from work + my own ripped MP3s.

- Software hacking: free virtual machines running at Oracle Cloud(and some services at IBM cloud).

- IDE: IntelliJ Community Edition and NetBeans 12

Only real monthly "subscription" is:

- 15$ monthly "membership fee" for my political party.

Gigabit home internet with static IP is probably my main “luxury” tech spend at 60ish pm.

That plus ~1k once off home server stuff to go with said static IP. Again not strictly speaking necessary so also a luxury item.

And 50pm is sundry vps and domains etc

Edit. Plus Office365 to provide a TB backup storage and office apps for all fam. About 5 bucks pm which is crazy cheap for 6TB high quality storage

If we’re talkiing regular monthly expenses:

- Health Insurance for family of four: €118 - Accountant: €99 - Apple One Subscription: €19.95

Converted to USD, approx:

1. Health insurance 440 USD/mo

2. 280 USD/mo for the membership at barbelllogic online coaching

3. root server 70 USD/mo

I am assuming this this doesn't count major expenses like housing, insurrances, childcare, regular bills etc. After the stuff that everyone pays for, my top monthly expenses are:

1. Kids Ninja Warrior style gym: $109 2. Dog's Health insurance: $50 3. Home security company: $18

WeWork private office with parking: $550/mo

Cellular family plan: $200/mo

Gigabit Internet at home: $100/mo

Car: fully paid, but still 1500 €/year for insurance, 500 €/year in taxes and ~2500 €/year for gas. But I love it, it's a necessity to go to work, but also a pleasure to drive.

Electricity: 85 €/month

Internet access: 27.5 €/month

1. $4k - Graphic design service (they're worth every penny)

2. $2.5k - WeWork private office

3. $250 - CircleCI

Accelerator time - $500-$1k/hour

Sis3316 digitizers - $10k each

Helium 3 - $2k/liter at ambient pressure

( assumed it's work-related stuff )

  - JetBrains All Products Pack USD 149.25/yr
  - server4you.com unmetered VPS USD 32.00/mo
  - 100Mbps broadband internet ( Brazil ) USD 49.00/mo

If you mean from the tech industry, I probably spend too much on collecting hobby domains and then park most of them. I probably spend too much on VPS and server rental providers.

$24 in twitch subscriptions, $10 for a vps, $7 for amazon prime. Rough conversions from euros.

I dislike subscriptions, most purchases are one off. i didn't count mandatory things like internet access.

Coffee $120/year

Filters $5/year

1. Linode VPS 12.5$/month

2. domains around 100$ year

3. Backblaze personal backup 60$ year.

Working on 2011 Mac Mini in Macvim, cheap and works perfectly fine.

I mentioned fun part, and will skip mentioning health insurance, car etc.

1. AWS 5000/mo 2. Datadog 1500/mo 3. Papertrail 800/mo

Datadog is expensive and slow to improve - but there wern't any much-better alternatives when we deployed.

$100 / month (Coworking space, I live in a third world country) $49 / month of ConvertKit (Newsletter sending) $50 / month (DigitalOcean)

1. Amazon Ec2 $60/year

2. Domain names $50/year

3. Lenovo yoga c920 $400/year

Tech wise not a lot

- $5 droplet in DO hosting multiple apps

- $12 yearly domain name

- ~$200 A few one off tool purchases this year

Luxury wise

- ~$70 a month on streaming

Recurring charges are something I try to keep as low and as few as possible.

Probably my phone that I got two years back ~ $350 K20pro)

My 1080p 144hz monitor that I occasionally use for gaming but mostly reading: $160 in January.

1. Hetzner servers ~€40/month

2. Zapier $30/month

3. Probably Airtable ($24/month), though I'm slowly moving away.

The only tech related one I have is a subscription for internet service for $50/mo

Altium Designer costs ~$10,000

Converted to approx dollar:-

Internet - $150/yr

Domains - $200/yr

Reseller Shared Web Hosting- $300/yr

Rent, phone, internet.

Probably my MacBook Pro and my iPhone and my iPad..

rent.

Zapier, hosting, domains

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