What personal checking account are you using?

Question

I saw the discussion on the best bank for startups https://news.ycombinator.com/item?id=23682511 and was wonder what people use as a personal checking account.There are many financial products out there, but I don't think any consumer checking account having an API.

ystad · Accepted Answer

I use my local credit union primarily since they are "supposed" to be non-profit, lower interest rates and fees. I used the term supposed, since there are a lot of variance. I was thinking about Chime tooWhy do you need a bank API?

toomuchtodo · Answer

Fidelity and Schwab. No minimums, no fees, ATM reimbursements. I don&rsquo;t need an API, I need consistent, reliable banking services (checks, wires, mobile check deposits, mobile app).

giuliomagnifico · Answer

MoneyWiz https://wiz.money/new-in-moneywiz-2020 it can sync with a lot of banks

garmaine · Answer

Schwab. Nearly all fees waived because it is a loss leader for their optional investment products (which are also very good btw).What do you need an API for?

flurly · Answer

I use mercury, they've been pretty great and have an API as well!

What personal checking account are you using?

I saw the discussion on the best bank for startups https://news.ycombinator.com/item?id=23682511 and was wonder what people use as a personal checking account.
There are many financial products out there, but I don't think any consumer checking account having an API.

I use my local credit union primarily since they are "supposed" to be non-profit, lower interest rates and fees. I used the term supposed, since there are a lot of variance. I was thinking about Chime too
Why do you need a bank API?

Fidelity and Schwab. No minimums, no fees, ATM reimbursements. I don’t need an API, I need consistent, reliable banking services (checks, wires, mobile check deposits, mobile app).

MoneyWiz https://wiz.money/new-in-moneywiz-2020 it can sync with a lot of banks

Schwab. Nearly all fees waived because it is a loss leader for their optional investment products (which are also very good btw).
What do you need an API for?

I use mercury, they've been pretty great and have an API as well!