New professionals in America, how was establishing credit?

Question

Hey everyone,Im Canadian and was a software engineer in the Bay Area with no American credit history. I couldn't be approved for a credit card and had a hard time building credit effectively for a long time.I was wondering if other people had similar experiences and what they did to overcome them?Disclaimer: I'm also working on solving this issue and would love to hear your experiences!Thank you!

thatdudeinuni · Accepted Answer

I had that exact problem, I had to settle for a secured credit card which wasnt the best experience.. $1000 security deposit and fees.I'd could talk more in depth if you would like!

iluvblender · Answer

Credit Stacks (https://www.creditstacks.com/) came to my rescue and I have been using their card since two years.

davidpak · Answer

I got lucky and had someone co sign so I started out with chase. I realize not many ppl will have co-signers and it&rsquo;s not the most feasible route

New professionals in America, how was establishing credit?

I had that exact problem, I had to settle for a secured credit card which wasnt the best experience.. $1000 security deposit and fees.
I'd could talk more in depth if you would like!

Credit Stacks (https://www.creditstacks.com/) came to my rescue and I have been using their card since two years.

I got lucky and had someone co sign so I started out with chase. I realize not many ppl will have co-signers and it’s not the most feasible route