I finished building a crowdsourcing platform but idk what to do with it

https://www.eraise.loans

Eraise is a platform that allows you to donate to an American struggling with student debt. Donations are securely sent directly to a random Eraise user’s loan provider.

It was a fun project I did in my spare time as an excuse to practice my design skills and play with some cool technology (nextjs, ts node. For a full breakdown check out my case study: http://www.kolbysisk.com/work/eraise)

But now I don't know what to do with it. I feel like I can't launch Eraise without incorporating and talking to lawyers because it deals with sensitive data and money transactions.

I also don't know a whole lot about the business side of things, plus I'm not super confident that it's even worth pursuing.

I'd really appreciate any feedback or direction.