Would your company consider guaranteeing homeloans to attract employees?

Some businesses that are already in the business of selling home loans (banks) offer more flexible home loans to their employees, subject to conditions...

Anecdotally, this seems to be of interest to some younger employees who want to get a mortgage but don't have enough saved for standard home loan.

This is arguably win-win : an employee who wants to get a home loan is able to do so earlier in career with less cash saved (although likely at cost of a somewhat expensive loan), the bank is able to sell a loan at a relatively high rate to an eligible employee but with reduced risk from having a lot more inside information about the employee's source of income from salary & job security.

But I am not sure if any of these employees knew about this perk before accepting a job offer to work at the bank!

I don't know if it is feasible in tech where the typical stint at a company is just a few years, but a mortgage is decades. My wife works at Kaiser hospital which does this for doctors, up to $200k interest deferred, and then forgiven after 10 years. If you leave before that time, the loan is due immediately.

They should instead guarantee interest free loan backed by your house if you stay with them over a year. That way if they go belly up you have that loan to so something yourself or while you look for the next gig. Removes some of the risks .